Comments on: Budgeting - Putting things in perspective http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/ Sat, 22 Nov 2008 12:52:26 +0000 http://wordpress.org/?v=2.6.1 By: Debt Progress - Jun 07 | journey2retirement.com Blog http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-59 Debt Progress - Jun 07 | journey2retirement.com Blog Fri, 06 Jul 2007 19:07:48 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-59 [...] I’m still trying to pay these car loans as fast as I can. They still represent a large portion of my budget. [...] [...] I’m still trying to pay these car loans as fast as I can. They still represent a large portion of my budget. [...]

]]> By: Journey2Retirement http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-63 Journey2Retirement Fri, 06 Jul 2007 01:46:34 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-63 They are simply Excel Spreadsheets. You can do wonders with that software. I can send you the template I'm using if you want. They are simply Excel Spreadsheets. You can do wonders with that software. I can send you the template I’m using if you want.

]]> By: Kevin http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-62 Kevin Fri, 06 Jul 2007 01:30:34 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-62 Are thos pictures you use that detail the percentages from a program, spreadsheet or some other type of thing. I'm always looking to try different software and spreadsheets as I have not yet found one that really suits me. Are thos pictures you use that detail the percentages from a program, spreadsheet or some other type of thing. I’m always looking to try different software and spreadsheets as I have not yet found one that really suits me.

]]> By: Journey2Retirement http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-61 Journey2Retirement Fri, 06 Jul 2007 00:30:00 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-61 The key is "understanding" where your money is going. Once you do that, it will make it easier for you to decide what to do. The key is “understanding” where your money is going. Once you do that, it will make it easier for you to decide what to do.

]]> By: Family Savings http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-60 Family Savings Thu, 05 Jul 2007 23:29:03 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-60 This is a great way of breaking down a big money problem down into little pieces that are easier to understand. I hope Guilligan reads this and makes a few changes. This is exactly what I did with my money and I have been able to save 20% of my income every month after being in the negative all the time. This is a great way of breaking down a big money problem down into little pieces that are easier to understand. I hope Guilligan reads this and makes a few changes. This is exactly what I did with my money and I have been able to save 20% of my income every month after being in the negative all the time.

]]> By: Fabulously Broke http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-58 Fabulously Broke Wed, 04 Jul 2007 17:31:19 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-58 I do the exact same thing. But I go a step further and do a breakdown of each of my paychecks and where it goes. I've designated one as "automatic bills", and maxed out as much as I could of it, with $300 to spare just in case, and then the other paycheck is for variable bills. That way, I know that I won't fall into the false sense of security that "another paycheck is on the way", because I know I only really get one a month to pay for food and other variable costs like gas, and entertainment. I also add up the percentages, and make a pretty little graph to show Husband, so he can see where our money is going :) He makes fun of me, but I love it. I do the exact same thing. But I go a step further and do a breakdown of each of my paychecks and where it goes. I’ve designated one as “automatic bills”, and maxed out as much as I could of it, with $300 to spare just in case, and then the other paycheck is for variable bills. That way, I know that I won’t fall into the false sense of security that “another paycheck is on the way”, because I know I only really get one a month to pay for food and other variable costs like gas, and entertainment.

I also add up the percentages, and make a pretty little graph to show Husband, so he can see where our money is going :) He makes fun of me, but I love it.

]]> By: Personal finance at KMull.com http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-57 Personal finance at KMull.com Mon, 02 Jul 2007 16:03:32 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-57 [...] I discovered a new blog this time around. Journey2Retirement shares with us Budgeting- Putting things in perspective. [...] [...] I discovered a new blog this time around. Journey2Retirement shares with us Budgeting- Putting things in perspective. [...]

]]> By: KMull http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-56 KMull Mon, 02 Jul 2007 16:02:28 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-56 A solid article. We do the percentage game too. Every dollar that comes in gets broken down to every category. A solid article. We do the percentage game too. Every dollar that comes in gets broken down to every category.

]]> By: Welcome to the 107th Carnival of Personal Finance » Blogging Away Debt http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-55 Welcome to the 107th Carnival of Personal Finance » Blogging Away Debt Mon, 02 Jul 2007 03:39:43 +0000 http://journey2retirement.com/blog/2007/06/30/budgeting-putting-things-in-perspective/#comment-55 [...] Budgeting - Putting Things in Perspective (1,185 words) [...] [...] Budgeting - Putting Things in Perspective (1,185 words) [...]

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