J.D. at Get Rich Slowly writes about how his friend, Gillian, can’t save any money and how he can’t help her. I understand why J.D. gave up on Gillian. It’s quite frustrating when we’re constantly making sacrifices in order to be financially healthy while people like Gillian are not willing to make the same, or any sacrifices at all, [...]

Posted in Finances, Lifestyle 9 Comments »

 
 When I started reading this article explaining why older siblings are smarter, being the older sibling, I thought: “Awesome, I always knew!” But of course I thought it was BS. Couldn’t be true. My siblings have Master Degrees, and I barely got out of undergrad.
 But after you start reading through the article, you start to understand them. It’s not [...]

Posted in Family, Lifestyle 4 Comments »

 I own a condo, but have been thinking about upgrading it for a while. I’d like to give my kids a yard so they can run, have a place where my family can visit us (without spending half an hour looking for a parking spot) and also a place where I don’t have to alert [...]

Posted in Finances, Lifestyle, Real State No Comments »

Andi, at Daily Writing Tips, explains what Parsimony is.
Parsimony comes from Latim parsus, which is the past participle of parcere (to spare). Parsimony indicates an excessive care with the spending of money. A synonym for parsimony is frugality.
Childhood in beautiful Shropshire and Cambridge was clouded by her parents’ unhappy marriage, her mother’s compulsory detention in [...]

Posted in Finances, Lifestyle No Comments »

 
 No, I wasn’t caught by the cops, but by The Police, one of the greatest bands of all time. If you were born in the 70s or earlier, you must know who Sting and The Police are.
 After 24 years, they decided to play together once again, and I was at their Reunion Tour last night. [...]

Posted in Finances, Frugality, Lifestyle 2 Comments »

 
 What do you hate more? Collection agencies, spammers or actually spammers-scammers (did I just invent a new word)?
 There’s a new scam out there. We all know the Nigerian ones where they can’t find the heir of a millionaire and ask your help to transfer that money. I’ve even started conversation with one of them, but [...]

Posted in Consumer, Finances, Lifestyle 2 Comments »

Savings tip
  You know those grocery club cards, right? For the few of you that don’t know what I’m talking about, several grocery store chains have a club card that entitles you to savings. Yeah yeah… I know there might be some privacy issues with them sharing the data with other parties, but all you have [...]

Posted in Consumer, Finances, Frugality, Lifestyle 7 Comments »

 There is a concept with investments called risk-return trade off.
 From investopedia:
“The principle that potential return rises with an increase in risk. Low levels of uncertainty (low risk) are associated with low potential returns, whereas high levels of uncertainty (high risk) are associated with high potential returns. In other words, the risk-return trade off says that invested money [...]

Posted in Finances, Lifestyle 3 Comments »

 
Today, for some reason, I was thinking about a post I read on a blog I that really enjoy (Raising4Boys)
Here’s a quick rundown of the top five reasons why having little boys is better than having little girls:
1. No whining (or less, at least)
2. No pink
3. No ballet
4. No make up
5. No growing up to [...]

Posted in Family, Lifestyle 11 Comments »

I don’t drink tap water at home (probably drink it at restaurants without knowing. Don’t think they server you anything but tap water).
I live in CA and I really don’t trust tap water here. There’s so much chemicals in the water that I can’t handle the taste.
So my options:

Buy a water cooler (I used to [...]

Posted in Family, Finances, Lifestyle No Comments »