Looks like those 2 new credit cards did hurt my score quite a bit.
It’s down to 742 from last month. I was hoping these 2 new cards would help my score a bit by increasing my credit line, but the limits I got in these cards were not that high ($7k for my Toys R [...]

Posted in FICO Progress, Finances, Retirement Progress No Comments »

My FICO lowered a bit this month to 758.
What factors lower your credit score:

Length of credit history : You opened your first credit account 9 years and 10 months ago.
Credit usage : You currently owe $1,925 on your revolving account(s).
Credit applications : You applied for credit 2 time(s) in the past 6 months, as recorded [...]

Posted in FICO Progress, Finances, Retirement Progress 3 Comments »

 Thought it would be interesting for me (and for you) to track my FICO Progress. Once I have enough data on my Retirement/Debt/FICO progress, I’ll make a chart to see how I’m doing over time.
 Anyways, my FICO Score for May was 766.
 What factors lower my credit score:

Length of credit history : You opened your first [...]

Posted in FICO Progress, Finances, Retirement Progress 1 Comment »